The "All in one" utilization of simple interest allows for a bypassing of the traditional compounding amortization with current mortgage financing.  Thus, allowing the homeowner to pay off thier loan on average in 8-12 years as apposed to 30years. 

The flexibility of the "All In One" loan makes it the perfect product for home owners to become thier own bank and access their equity without having to pay for a costly refinance. 

The "All In One" is available for Primary, Second, and Investment properties.  Great program for investors to manage cash flow, while being able to access equity.